A 30-year fixed mortgage is a popular option for homebuyers, offering the security of a fixed interest rate and predictable monthly payments over the life of the loan. With a longer loan term, borrowers can spread out their payments and potentially qualify for a larger loan amount.
Why Green River Capital is the ideal place for Loan Officers of all experience levels to take the next step in their careers.
"Such an amazing experience dealing with everyone involved form green river.. they kept me well informed throughout the entire process and got everything done on time."
"Refinancing our mortgage had been an ongoing challenge. Green River was able to hone in on our unique and extenuating circumstances and not only find us a good lender, but an amazing rate as well..."
"They were very flexible to my needs. Also they managed to offer me the most competitive rate and losing costs. I would use them again for my next investment."
"Mike was an amazing mortgage broker. He worked extremely hard to turn around my home purchase which seemed to fall through due to my taxes. I highly recommend anyone who is looking to purchase a property. GRC is the best firm to get the job done."
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Our diverse team of loan officers brings a wealth of skills, personalities, and experience to meet every borrower's unique needs. Renowned for their intelligence, expertise, and trustworthiness, our officers ensure top-notch service for our clients.
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years, founded in 2015
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seasoned loan officers
A mortgage broker works with multiple lenders to find you the best loan options and rates. Banks can only offer their own products. At GRC, we compare dozens of wholesale lenders to find you the most competitive solution for your situation.
Down payment requirements vary by loan type. Conventional loans typically require 3–5%, FHA loans as little as 3.5%, and VA or USDA loans may require 0% down. Your GRC loan officer can help you understand which options you qualify for.
Most loan programs require a credit score of at least 620, but some options are available for lower scores. We’ll review your full financial picture and match you with the best program for your credit profile.
On average, the loan process takes 20-30 days from application to closing. Timelines can vary depending on the loan type and how quickly documentation is provided, but our streamlined digital process helps you close faster.
Absolutely. Getting pre-approved is one of the best steps you can take before house hunting. It helps you understand your budget and strengthens your offer when you find a home you love.
Typically, you’ll need your last two pay stubs, W-2s, tax returns, bank statements, and a valid ID. Self-employed borrowers may need additional income documentation. Your GRC loan officer will guide you through everything required.
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Green River Capital Corp.1670 Old Country Road, Suite 220 - Plainview, NY 11803 | (866) 407-4418 / NMLS #886337 | Registered Mortgage Broker — NYS Department of Financial Services — All mortgage loans arranged with third party providers. | Licensed by the NJ Department of Banking and Insurance | Licensed by the FL Department of Financial Services | Licensed by the PA Department of Banking | Licensed by The CA Department of Business Oversight | Licensed by Connecticut Department of Banking | All Loans Arranged through third Party Providers | NMLS Consumer Access: http://www.nmlsconsumeraccess.org)
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