Loan Option - 203K loan

Turn a less than perfect home into your dream home with a FHA 203K loan!

A 203k loan is a type of FHA loan that allows homebuyers to finance both the purchase of a property and the cost of needed repairs or renovations. This loan offers a convenient way to buy a fixer-upper or make improvements to an existing home, as the cost of renovations can be rolled into the mortgage, resulting in a single, affordable monthly payment.

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Over 300+ reviews

The process

Why Green River Capital is the ideal place for Loan Officers of all experience levels to take the next step in their careers.

01.
We get you pre-qualified to determine your budget.
Start today!
02.
We help you find a home that fits your budget and needs.
03.
You make an offer with the help of one of our trusted realtors.
04.
You close on the property and move in!
testimonials

What Our Clients Say

"Such an amazing experience dealing with everyone involved form green river.. they kept me well informed throughout the entire process and got everything done on time."

Brian Tweedie
New purchase

"Refinancing our mortgage had been an ongoing challenge. Green River was able to hone in on our unique and extenuating circumstances and not only find us a good lender, but an amazing rate as well..."

Robert Robinson
Refinance
$
5
B+
in loan volume
4.9
/5
Out of 700+ reviews

"They were very flexible to my needs. Also they managed to offer me the most competitive rate and losing costs. I would use them again for my next investment."

Ali Al Hihi
Investment

"Mike was an amazing mortgage broker. He worked extremely hard to turn around my home purchase which seemed to fall through due to my taxes. I highly recommend anyone who is looking to purchase a property. GRC is the best firm to get the job done."

Robin Dhillon
New purchase
our company

Crafting your Mortgage Journey

Our diverse team of loan officers brings a wealth of skills, personalities, and experience to meet every borrower's unique needs. Renowned for their intelligence, expertise, and trustworthiness, our officers ensure top-notch service for our clients.

Find a loan officer
10+

years, founded in 2015

80+

seasoned loan officers

Frequently asked questions

What’s the difference between working with a mortgage broker and a bank?

A mortgage broker works with multiple lenders to find you the best loan options and rates. Banks can only offer their own products. At GRC, we compare dozens of wholesale lenders to find you the most competitive solution for your situation.

How much do I need for a down payment?

Down payment requirements vary by loan type. Conventional loans typically require 3–5%, FHA loans as little as 3.5%, and VA or USDA loans may require 0% down. Your GRC loan officer can help you understand which options you qualify for.

What credit score do I need to qualify for a mortgage?

Most loan programs require a credit score of at least 620, but some options are available for lower scores. We’ll review your full financial picture and match you with the best program for your credit profile.

How long does the mortgage process take?

On average, the loan process takes 20-30 days from application to closing. Timelines can vary depending on the loan type and how quickly documentation is provided, but our streamlined digital process helps you close faster.

Can I get pre-approved before finding a home?

Absolutely. Getting pre-approved is one of the best steps you can take before house hunting. It helps you understand your budget and strengthens your offer when you find a home you love.

What documents do I need to apply for a mortgage?

Typically, you’ll need your last two pay stubs, W-2s, tax returns, bank statements, and a valid ID. Self-employed borrowers may need additional income documentation. Your GRC loan officer will guide you through everything required.