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the process

The Home Refinance Loan Process


Together we'll Determine your goals and eligibility.


we'll compare offers amongst 40 different lenders.


we'll help you with the application process.


we'll congratulate you on the closing!

Loan Options

Why Refinance?

Refinancing can help homeowners save money by lowering their interest rates, reducing monthly payments, and shortening their loan term. Additionally, it can allow homeowners to access their home equity for other financial goals, such as home renovations or debt consolidation.

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Robert Robinson

"Refinancing our mortgage had been an ongoing challenge. Green River was able to hone in on our unique and extenuating circumstances and not only find us a good lender, but an amazing rate as well. I don't know if other agencies would have tried as hard to...

5 stars
5/5 Based of 171 Google Reviews
Green river capital

Our Locations

We are located in 15 states so far. Don’t see your state yet? We’re always adding more.

Frequently Asked Questions

We provide answers to common questions borrowers may have about the home buying process and mortgages.

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Why us?

Mortgage brokers are often a better option than direct lenders like Wells Fargo and Rocket Mortgage because they have access to a wider range of loan options from multiple lenders that don't deal directly with borrowers. This allows brokers to shop around and find more competitive rates and terms that can save borrowers money in the long run. It's important to note that while mortgage brokers can only charge up to 2.75% of the loan amount legally, direct lenders like Chase and Bank of America may charge more.  Overall, we offer the advantages of more options, competitive rates, and personalized support, making us a strong option for many borrowers.

Can I buy a house if I'm self-employed?

Getting a mortgage loan as a self-employed individual can be more challenging than for someone with a traditional salary, but it is still possible. To increase your chances of approval, you will need to have a strong credit score, a sizeable down payment, and at least two years of consistent income. Additionally, you will need to have all necessary financial documents, such as tax returns and bank statements, in order and ready to provide to the lender. It may also be helpful to work with a mortgage broker who has experience working with self-employed borrowers and can guide you through the process.

What credit score do I need?

We offer programs for borrowers with as low as 580 credit score.  However, a higher credit score will improve your chances of getting approved for a mortgage loan, with the highest credit scores ranging from 800 to 850. Keep in mind that credit score is only one of the factors considered by lenders when evaluating mortgage loan applications, and other factors such as income, debt-to-income ratio, and employment history will also be taken into account.

What states are you licensed in?

We are licensed in California, Connecticut, Florida, Georgia, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Texas, Virginia, and Delaware.

Copyright ©2023 | Green River Capital, Corp.
Licensed to Do Business in the State of CA, CT, FL, GA, NJ, NY, NC, PA, SC, TX, VA, DE, CO, MD, & AL | NMLS #886337

Green River Capital Corp.1670 Old Country Road, Suite 220 - Plainview, NY 11803 | (866) 407-4418 / NMLS #886337 | Registered Mortgage Broker — NYS Department of Financial Services — All mortgage loans arranged with third party providers. | Licensed by the NJ Department of Banking and Insurance | Licensed by the FL Department of Financial Services | Licensed by the PA Department of Banking | Licensed by The CA Department of Business Oversight | Licensed by Connecticut Department of Banking | All Loans Arranged through third Party Providers | NMLS Consumer Access: http://www.nmlsconsumeraccess.org)