Buying a Home - Green River

Simple. Swift. Secure.

It only takes a few minutes to start the mortgage process with Green River Capital Corp.

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Customer Reviews

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Danielle excellent

excellent! clear communication throughout the whole process and always available if you have any questions. highly recommend to anyone!

Alla Kachan Got better results than were promised

Got better results than were promised, quickly, efficiently and what’s most important, honestly. I now recommend them to all who inquire about a mortgage. Would absolutely recommend, with no reservations. Spoke to many, and they were the only ones that were able to get the mortgage done right, quickly and at a very competitive rate. Forever grateful.

Elizabeth Helfrick GREEN RIVER WAS GREAT


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(866) 407-4418

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Buying a Home is a Major Milestone: Let’s Do it Together with Our Proven Expertise and Outstanding Client Service.

This was our first time applying for a mortgage. I was doubting about applying a mortgage with Sam Davidov and his team cleared my doubt. They are very helpful. Great communication. Work was done in timely matter. Everything was taken care of. We are very happy that we chose Green River Capital and Sam as our loan officer. He is very intelligent, smart and listens to you well so he can come up with an option that suits you and your family. Thank you Sam, we definitely recommend you to all our friends and family. - Rachel K

Use Our Decades of Experience to Get the
Very Best Option for You.

Buying a home is a big deal—we make it as easy as possible, with impeccable service.

You may be thinking of buying a home, and wondering what your options are. You’re not alone—most people don’t know much about home ownership until they realize it could be a possibility for them. If you grew up in a family that rented, for example, home ownership might be a foreign concept for you. In fact, even people who grew up in a house that was owned by their parents or guardians are not always up to speed about what home ownership really entails. That’s ok—we’re here to guide you on the important financial steps to owning a home, and the very best options for your situation.

First, we’ll explain the first step in your journey to homeownership: prequalification.

  • • After you’ve done some research on what you might be able to afford, it’s time to start the prequalification process.
  • • Pre-qualification is what it sounds like: making sure you’re pre-qualified to take a loan out to buy a home.
  • • Prequalification is usually a free, straightforward process that can be completed over the phone or online from the comfort of your home, generally without any cost.
  • • During prequalification, you will likely provide the lender with a general understanding of your financial situation. This includes providing a basic overview of your income, assets, and debts. This is not an in-depth discovery process, it’s a “bird's-eye view” on where you’re at financially, right now.
  • • This part of the qualification process does not include certain elements of your financial history or current situation, including your actual ability to buy a home, or a deep-dive into your credit report.
  • • You’ll have the opportunity to discuss your ideas, goals, and questions during your prequalification. We’ll listen intently to your needs and unique situation, and then use our expertise to explain the process to you, including what your options might be in regards to mortgage options.
  • • Remember that prequalification is just the first step in the process and doesn’t guarantee a loan, it’s only an estimation of what mortgage options you might be able to pursue.

Next, you’ll move onto the pre-qualification stage. This stage is an in-depth look into your financial history, credit, and assets.

  • • During pre-approval, you’ll receive and complete a mortgage application.
  • • You’ll give the lender all the documentation they need to do a background check and an investigation of your credit rating, history, and general financial background.
  • • You don’t need to have a house in mind to start this process, but some people like to look around first to see what’s in their budget.
  • • After this process checks out, you’ll have a general sense of available mortgage amounts, interest rates, and other details.
  • • Having pre-approval could be an attractive quality to have when looking at homes because the seller already knows you’re capable of buying the home. It can also help you move quickly when you’ve found the perfect home and want to beat other people to purchase.

Next Steps:

After you’ve found the right real estate agent, shop around for your perfect home, and make your offer, it’s time to choose the right loan for you and make a down payment.
  • • Choosing the right loan is imperative for lasting financial sustainability. Make sure you’re working with a reputable lender who takes the time to truly understand your situation and guides you through the process!

What’s a down payment?

  • • Your down payment is the upfront money you intend to put towards the purchase of your new home.
  • • The rest of the money to buy the home will come from the mortgage. Working with excellent mortgage brokers will help determine the very best mortgage option for you.
  • • The minimum required down payment for a mortgage is 3.5% with an FHA home loan and 10 - 20% with a conventional loan.
  • • Down payments work like this: let's say you're buying a home for $300,000...if you put down 10%, your down payment will be $30,000...and then the mortgage bank will loan you the remainder, in this case...$270,000 - So...$30,000 (your down payment) + $270,000 (the mortgage money) = $300,000 (the cost of the home)

Contact Us Today

Give us a ring at (866) 407-4418 or Fill out an easy online application today

Contact Us Today

Give us a ring at (866) 407-4418 or Fill out an easy online application today